European Payment Platform

Accept PaymentsAcross Europe

Online checkout, mobile POS, merchant onboarding — all in one platform. Licensed in Bulgaria, operating in 24 EU countries.

Start Accepting Payments See How It Works
24
EU Countries
0.3%
ISV Fee
30+
Payment Methods
24/7
Support
Accepted Payment Methods
VISAMASTERCARDAMEXAPPLE PAYGOOGLE PAYPAYPALKLARNAALIPAY+TRUSTLY
What We Offer

Everything You Need to Accept Payments

From online checkout to mobile POS — MIKRA Pay handles everything.

🌐
Online Checkout
Smart Checkout integration for your website. Accept cards, digital wallets, and local payment methods with a single integration.
📱
Mobile POS
Turn any Android smartphone into a payment terminal. Tap-on-Phone technology — no additional hardware needed.
🏢
Merchant Onboarding
Register new merchants in minutes via our API. Each merchant gets their own local IBAN account.
📊
Management Dashboard
Real-time transaction monitoring, analytics, and reporting. Manage all your merchants from a single interface.
Simple Process

Start Accepting Payments in 3 Steps

1
Register
Sign up as a merchant on MIKRA Pay. Complete KYC verification online in minutes.
2
Get Your IBAN
Receive your local business IBAN account. No bank visit required.
3
Start Earning
Integrate our checkout or download the mobile POS app. Accept payments immediately.
Transparent Pricing

Simple, Fair Pricing

No monthly fees, no hidden costs. You only pay a small percentage of each transaction.

STARTER
0.3%
per transaction
  • Online Checkout
  • Local IBAN Account
  • Visa, Mastercard, Amex
  • Apple Pay & Google Pay
  • Email Support
Get Started
BUSINESS
0.3%
per transaction + POS app
  • Everything in Starter
  • Mobile POS (Tap on Phone)
  • PayPal & Klarna
  • Alipay+ & Trustly
  • 24/7 Priority Support
Get Started
ENTERPRISE
Custom
volume discounts available
  • Everything in Business
  • API Merchant Onboarding
  • White-label Option
  • Dedicated Account Manager
  • SLA Agreement
Contact Sales
Coverage

Operating Across Europe

MIKRA Pay is available in 24 EU countries. Each merchant receives a local IBAN.

🇧🇬 Bulgaria
🇪🇸 Spain
🇩🇪 Germany
🇫🇷 France
🇮🇹 Italy
🇳🇱 Netherlands
🇵🇱 Poland
🇬🇷 Greece
🇵🇹 Portugal
🇦🇹 Austria
🇧🇪 Belgium
🇸🇪 Sweden
🇩🇰 Denmark
🇫🇮 Finland
🇮🇪 Ireland
🇷🇴 Romania
🇨🇿 Czech Republic
🇭🇺 Hungary
🇨🇾 Cyprus
🇲🇹 Malta
🇱🇺 Luxembourg
🇭🇷 Croatia
🇸🇰 Slovakia
🇸🇮 Slovenia
About Us

Licensed & Trusted in Europe

MIKRA Pay is operated by MIKRA 2016N Ltd, a licensed financial services company in Bulgaria.

🏛️

Licensed Company

MIKRA 2016N Ltd — licensed financial services business in Bulgaria.

🔒

EU Regulated

Payments processed by Viva.com — a licensed European bank in 24 countries.

⚡

Fast Settlement

Daily automatic payouts to your local IBAN. Funds available next business day.

€1B+
Processed by our infrastructure
CERTIFICATION
PCI DSS Level 1
REGULATED BY
Bank of Greece + ECB
PAYMENT PARTNER
Viva.com (JP Morgan backed)
Get In Touch

Start Accepting Payments Today

📧 Email

info@mikrapay.com

🌐 Website

www.mikrapay.com

🏢 Company

MIKRA 2016N Ltd
Bulgaria, EU

⚡ Response Time

We respond within 24 hours on business days.